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Capital is the key component  that drives any successful financial institution. Appropriate utilization of capital or having the ability to access secondary capital is a necessity for growth. Accessing secondary capital allows for additional asset growth which produces increased earnings and immediately increases net worth. This results in the credit unions ability to expand member services and fuels future growth. With the exception of low-income designated institutions, credit unions are the only financial institutions in the country that do not have access to secondary capital sources. CMS specializes in providing qualified LICU’s  with a Secondary Capital plan to grow their asset base, improve earnings, control risks and enhance the member experience. Since everything starts with capital, CMS can:

  • Create the secondary capital plan.

  • Prepare the secondary capital application

  • Source investors to fund the secondary capital plan.

  • Provide for the efficient deployment of the capital once received.

  • Provide policies and procedures to manage the secondary capital/balance sheet plan to manage associated risks.

  • Monitor the process to help insure the plans success.


For more information please contact:

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