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Member Term Deposits


CU Funding Company (a Wholly Owned Subsidiary of CMS) will join your Credit Union as a Business Member and purchase up to $25M per quarter of 3-10 year CD's at rates comparable to FHLB Advances and generally below Brokered Deposits and traditional member CD's. Mitigate IRR and Improve NEV Test by laddering in term deposits in a rising interest rate environment.

Business Meeting

Non-Member Funding


Non-Member funding through NMFP is available to low income designated credit unions. This unique and proprietary program benefits credit unions by making available a liquidity source to satisfy current liquidity needs.


DTC Brokered Deposits


The issuance of DTC eligible CDs provides CU's an efficient means to raise large amounts of non-member term deposits through the issuance of a single certificate. DTC eligible CDs are part of a national book-entry market in which transactions are settled regularly.The Depository Trust Company is a member of the Federal Reserve.

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